Direct Finance

 

QDB’s Direct financing solutions are simple and attractive, making it easier than ever to fund your business idea or existing company.

Our products are intended for Qatari companies with projects in all value adding sectors.

Financing terms vary according to the nature of the project. Repayment could reach a maximum of 15 years with a 3 year grace period which is calculated based on the cash flow of the project. Annual profit rates stand at between 3% and 5% for Industrial sector applications and annual profit rates stand at between 2.5% and 4% for Education, Healthcare and Tourism sector applications respectively.

Types of financing offered are:
• Project finance, which feature long-term repayment
• Raw material facility, which is a shorter-term loan
• Bill discounting alternative solutions

Project finance is long-term financing covering part of total cost of the project, including constructing business premises and purchasing the main production equipment.

Raw material facility is short-term financing that covers up to 100% of the cost of raw materials. The facility is a revolving credit facility which helps ensure the continuity of the production process. Due to the short-term nature of these financing solutions, the repayment period varies, but doesn’t exceed 12 months (with a grace period of 2-6 months). Annual profit rates stand at between 3% and 5%.

Approval is subject to bank guidelines. The agricultural, livestock and fishing sectors are qualified under separate arrangements.

To learn more about product details, eligibility and financing limits, please view our main sectors page.
To learn more about what your journey with us would look like, please click here.