Export Trade Funding

The Bank offers the export programme ‘Tasdeer’, offering two kinds of services: 

 a. Financial services for exports development: 
   - Training workshops: to train exporters on topics related to exports policies 
   - Exporting Readiness: a program aims to enable SMEs to start exporting their products and services 
   - A European organization network: a network for member organization to create opportunities to meet importers, distributors, and suppliers across all sectors in more than 65 country worldwide.
   - Information and data on markets and business  

 b. Exports Promoting: 
   - Participation in international exhibitions 
   - Coordination meetings program 
   - Commercial Delegations 
   - Marketing and promotional collateral program for exporters 

 c. Exports Financing: 
   - Financial services for exports 
   - Post-payment invoices discounting 
   - Conditions for exports financing 
   - Pre-exporting financing 

 d. Takaful insurance services for exports: 
   - Pre-Shipment Risk Coverage 
   - Post Shipment Risk Coverage

The insurance provides both: 

 a. “Pre-Shipment Risk Coverage" Service: Covering products manufactured in Qatar to protect orders that might get canceled before shipping.

  Specifications and Conditions are: 
   o Coverage begins with contract signing or the beginning of manufacturing and ends with goods shipment. 
   o Includes coverage of political and commercial risks 
   o Coverage of 90% of the cost of production 

 b. “Post-Shipment Risk Coverage" Service: To protect against buyer’s failure to pay for the shipped goods.
 
  Specifications and Conditions are:
   o Coverage begins when the product is delivered and expires on the date of payment/ policy expiry. 
   o Includes coverage of all political and commercial risks 
   o Coverage of up to 90% of the payment value

The insurance becomes effective when the export contract is in force and ends automatically when goods are shipped.

Before applying for the insurance amount to be cashed, the exporter must provide evidence of loss during the legal term of the export contract, along with proof of the amount of the production costs. Accordingly, the Qatar Export Development Agency (TASDEER) will deduct any assets received by the exporter from the cost of production (e.g. payments by the debtor and / or the sponsor and proceeds from the re-marketing process). After the exporter delivers all the necessary documentation to TSADEER, the application is considered over the course of two months and then the insurance is paid. The policyholder bears part of the losses equivalent to the uninsured amount, which is usually 10%. 

Every Qatari exporter has access to this insurance, which includes all companies licensed to operate in the state of Qatar regardless of whether they are fully owned by Qatari nationals or not.

Claims arising under this insurance may be submitted to banks for refinancing purposes.

Please contact Qatar Export Development Agency Office (TASDEER) at: Qatar Development Bank - Grand Hamad Street, call 4430 00 00 or Contact us through our website

In addition to providing production costs, it is better for the exporter to insure against the risk of bad debt losses after shipping (refer to post-shipment risk insurance) to avoid any gaps in coverage. This type of insurance is not mandatory for the exporter.

Premiums are calculated according to the buyer's risk category, state specified risk, production cost, and manufacturing period

Premiums are calculated according to the buyer's risk category, state specified risk, costs value, and repayment term. 

 • Premium rate from 0.2% to 1% of the production cost value / value of goods 
 • The insurance bill must be paid once the insurance policy is issued for the exporter The required documents for the insurance coverage of exports: QDB Know Your Customer form (duly signed and stamped by the company stamp and the authorized signatories) 
 • A copy of the valid commercial registration 
 • A copy of the facility register 
 • A completed application for pre/post shipment risk coverage (duly signed and stamped by the company's stamp and the authorised signatories)  
 • A copy of the purchase order / export invoice as needed