Export Bill Discounting
Export Bill Discounting is a Sharia-compliant solution designed to provide Qatar-based exporters with early access to funds against their international trade invoices.
By securing liquidity before payment realization, this product helps exporters sustain smooth global trade operations, meet short-term financial obligations, and strengthen their position in international markets.
By securing liquidity before payment realization, this product helps exporters sustain smooth global trade operations, meet short-term financial obligations, and strengthen their position in international markets.
Export Bill Discounting
What are the main features?
- Available for invoices backed by Purchase Orders (POs), Inward Letters of Credit (LCs), export contracts, or shipping documents.
- Sharia-compliant financing in line with Islamic principles.
- Financing of up to 95% of the invoice value.
- Competitive profit rate of up to 3% per annum.
- Flexible tenor tailored to business needs.
Application Process
What's the process?
Application & Screening: The exporter submits the required documents, and initial eligibility is reviewed.
Project Assessment: QDB evaluates the application, invoice details, and supporting documentation.
Financing Support: Upon approval, financing is provided in line with the agreed terms.
Frequent Asked Questions
What is Export Bill Discounting?
It is a financing tool that provides liquidity to exporters by discounting international invoices.
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Who is eligible to apply?
Qatar-based companies engaged in export activities.
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What kind of invoices qualify?
Invoices backed by Purchase Orders (POs), Inward Letters of Credit (LCs), export contracts, or shipping documents.
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What is the financing coverage?
Up to 95% of the invoice value.
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What are the applicable profit rates?
Up to 3% per annum.
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What collateral is required?
Collateral may include personal guarantees or foreign bank guarantees, depending on the risk assessment.
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Is the country’s risk evaluated?
Yes, a country risk analysis is required for exports.
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What is the repayment tenor?
Flexible tenor tailored to business needs.
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How do I apply?
Applications can be submitted to QDB along with the required invoices and supporting documents through the designated financing channels.
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