QDB’s Situation Room

Working Capital Stabilization Guarantee Program
Tailored for companies operating in specialized service sectors, this Program leverages QDB’s partnerships with national banks to provide 100% guaranteed financing facilities. This comprehensive coverage is designed to accelerate access to capital and mitigate disruptions to business operations by addressing urgent liquidity needs for payroll, rental payments, and other operating expenses.
Objectives:
The program is a strategic response aimed at safeguarding business operations during periods of uncertainty. Its primary objectives are to:
- Ensure rapid access to the liquidity required to fulfil essential business obligations.
- Support the continuity of operational activities.
- Enhance economic stability and bolster the private sector’s capacity to withstand external disruptions.
Eligible Sectors and Criteria:
To be eligible, business activities must fall within the designated list of impacted service sectors, which includes:
- Accommodation and Catering Services
- Arts and Entertainment Sectors
- Professional, Scientific, and Technical Services
- Administrative and Support Services
- Information and Communications Technology Sector
What are the key financing terms?
- QDB provides a 100% guarantee covering the principal financing amount.
- The guarantee is valid for a maximum period of four years from the issuance date.
- Zero guarantee fees are charged to partner banks under this program.
- The maximum profit rate on financing is capped at QMR + 0.5%.
- The program addresses urgent liquidity needs, including:
- Salaries: Coverage of up to 3 months of obligations (based on the latest WPS payroll).
- Rentals: Coverage of up to 3 months of obligations (based on valid rental agreements).
- Other Operational Expenses: Up to 5% of the last audited annual revenue to cover additional liquidity requirements.
Tenor:
Up to 4 years, including a grace period of up to 2 years.
*Terms and conditions apply.
View the list of activities covered under the program
Application process
FAQs - QDB’s Situation Room
The Situation Room offers a comprehensive suite of financial and advisory solutions designed to ensure business continuity and enhance resilience. The current offerings include:
Financial Programs:
- Working Capital Stabilization Guarantee Program: Support provided through partner banks to cover essential short-term obligations.
- Working Capital Stabilization Program: Direct financing tailored to the operational needs of the industrial sector.
- Supply Chain Financing for Priority Products: Financing to ensure the steady flow of goods and products.
- Raw Material Inventory Financing: Support for securing and maintaining essential production stocks.
- Logistics Support Program for Imports: Financial assistance to offset rising shipping and transportation costs.
Advisory Services – The “Stabilize & Sustain” Bundle: This specialized bundle includes five strategic advisory offerings:
- Virtual CFO: Professional financial management and strategic oversight.
- Costing & Expense Reduction: Identification of efficiencies to optimize operational spending.
- Business Turnaround: Strategic restructuring to improve performance and stability.
- GRC Advisory: Guidance on Governance, Risk Management, and Compliance.
- Specialized Advisory Services for Factories: Technical and operational consultancy specifically for manufacturers.
The suite of financing programs is available to Qatar-based factories and companies operating across various sectors, with a strategic focus on the food and healthcare industries and their ancillary sectors, as well as wholesale and retail businesses within these fields.
Regarding the 'Stabilize & Sustain' bundle, eligibility is open to all Qatar-based companies and factories. Advisory service applications are evaluated in accordance with Qatar Development Bank’s established policies and procedures.
Yes. All information shared with QDB will be treated with strict confidentiality and used solely for the purpose of assessing and implementing appropriate support measures.
The Situation Room will remain operational for as long as necessary to address the evolving business impacts arising from the current regional developments. Updates will be communicated periodically.
You may contact us via email: situationroom@qdb.qa
Companies may request support by calling our Call Center: 44300000 / 1 or via email: situationroom@qdb.qa
