Overseas Contract Financing program

• It meets the needs of all Qatari exporters as it provides three structures:

1. OCFG through Qatari Partner Bank
2. OCFG through Qatari Partner Bank Overseas Branch
3. OCFG through International Financial Institution

• Supports financing for project-related costs such as assets (construction, equipment), initial working capital, and pre-operating expenses.
• Covers various types of contracts, including turnkey, construction, and consultancy agreements for international projects.
• The guarantee covers up to 95% of the outstanding amount financed.

• Enables Qatari contractors to participate in large international projects with guaranteed financing.
• Mitigates risks for contractors by providing financial backing through QDB's guarantee.
• Encourages growth and international expansion for Qatari businesses, contributing to the Qatar’s economy.

• Up to 85% of the contract amount may be financed.
• Up to QAR 400M.

• Up to 95% coverage of the outstanding disbursed amount (principal) provided by the Financier.

• A minimum of 15% of the contract value must be paid through the Beneficiary’s margin.

• Services/ Projects: Minimum of 20%

• Medium-Term – from 2 to 5 years
• Long-Term – from 5 to 15 years, which can be extended to longer periods based on case-by-case basis.

Note: Grace period may be offered on a case-by-case basis (up to 2 years) by the Financier for the underlying financing.

All sectors whose activities are permissible and Sharia-compliant are eligible.

Note: F&B, hospitality, trading, and administrative services are only to be considered should the Exporter be able to prove significant value-add to the Qatari economy

Financial Institutions based out of Qatar operating as going concern licensed by QCB and having existing MoU with QDB

• Any International FI operating as a going concern and extending export finance / or finance facilities to other Financiers and/ or Exporters
• Any International FI that has completed QDB’s Facility Rating Assessment and has been granted a creditworthy status
• FIs cannot present any material KYC concerns

• Any sole proprietorship, partnership, corporation, or limited liability company that operates as a going concern and currently (or plans to) export Qatari goods and/ or services are eligible to apply for financing
• The contractor must have a revenue-producing operating history of at least 3 years, backed by audited financial statements
• The contractor should have a clear legal and operational structure, with a transparent governance framework that meets international standards for compliance including KYC, AML, and CFT regulations, among others
• The contractor should ensure that any credit default risks associated with the international project is mitigated, preferably through instruments such as insurance from reputable ECA/ EXIMs

Note: Applicants who successfully obtain an Overseas Contracting Facility from QDB will then be ineligible for Letter of Guarantees (e.g. Advance payment bond, Performance bond, Warranty bond)

• Any SPV (which is typically established abroad in a country where a project is executed; can be established in Qatar on a case-by-case basis) established in sole proprietorship, partnership, corporation, or limited liability company specifically for conducting construction projects internationally with at least 35% (with Management Control) Qatari ownership is eligible to apply for financing (Minimum ownership requirements may be adjusted on a case-by-case basis)
• The SPV must be established by a parent company with revenue producing history of at least 3 years and the SPV must provide a business case for the international project, including project cash-flows and risk assessment, supported by the parent company’s audited financial statements
• The SPV should have a clear legal and operational structure, with transparent governance framework that meets international standards for compliance including KYC, AML, and CFT regulations, among others
• The SPV must present a valid purpose for its creation, demonstrating that it was set up to isolate financial risk, hold assets, or carry out a specific project, and is not merely for the avoidance of obligations by the parent company
• The SPV should have secured, or be in the process of securing, necessary approvals and licenses for the international project, and provide evidence of correspondence with foreign governments or entities involved (if applicable)
• The SPV should ensure that any credit default risks associated with the international project is mitigated, preferably through instruments such as insurance from reputable ECA/ EXIMs
• The parent company shall provide a valid and enforceable corporate guarantee to cover the obligations of the SPV with full recourse, effectively demonstrating support for the SPV’s international projects. Additional eligibility criteria may be imposed by the Qatari and/ or International Partner Bank