Buyer’s Credit Program
The Buyer’s Credit Program provides attractive financing solutions to international buyers of Qatari goods (and services) supporting the growth of Qatari exports.
The facilities are structured as Shariah compliant medium- to long-term facilities, with repayment terms based on the asset’s life and the customer’s & country’s risk profile.
The facilities are structured as Shariah compliant medium- to long-term facilities, with repayment terms based on the asset’s life and the customer’s & country’s risk profile.
Buyer’s Credit Program
Features:
Under the Buyer’s Credit Program, QDB offers flexible long-term financing solutions, either directly as a financier for strategic transactions or indirectly by providing a buyer credit guarantee to the financier.
- Helps to enable international contract awards to Qatari exporters
- Complements or extends commercial financing with tenors of up to 20 years
- Enables financing in higher-risk markets with limited bank financing
- Finance (up to) 85% of the contract value
- Ensures a quick and guaranteed payment to the exporter
- Provides the buyer with flexible and attractive repayment terms
Eligibility Criteria:
- Financing is available exclusively to international buyers importing Qatari goods and services.
- Supply contracts must contain a minimum of 20% Qatari content to qualify under the program.
- For goods, a Certificate of Origin provided by the Qatar Chamber of Commerce and Industry is mandatory.
Buyer Credits
Buyer credits refer to extending financing to importers of Qatari goods and services, as part of a larger project such as infrastructure, hospitals, public transport, or other strategic developments.
This program aims to increase Qatari exports by enabling buyers to access financing terms that are often more attractive than conventional commercial alternatives, particularly in markets where there is elevated political risk.
Direct Financing
Through direct buyer credit solutions, QDB provides long-term financing to the buyer, to promote the exports of large capital goods or major infrastructure projects. Under this structure, the beneficiary/importer is typically a sovereign or government-backed entity.
Financial Guarantee
Under this program, QDB issues a financial guarantee to the financing institution to reduce the commercial and political risks of the obligor. This applies when buyer credits are extended by an international financial institution to finance the exports of large capital goods or major infrastructure projects.
Similar Pages
Credit Insurance / Takaful
